Whether you are a carpenter, florist, or realtor, your business is an asset worthy of the highest level of protection. Do not jeopardize your financial well-being by refusing to invest in adequate levels of business insurance policies. Allow the insurance industry experts at Ingram Insurance and Real Estate to navigate the multitude of offerings, which will ultimately ensure the long-term viability of your enterprise.
A general liability policy is a great place to start, but your business may require more. If your business offers professional services, such as a doctor or lawyer, professional liability insurance, commonly referred to as errors and omission coverage, can safeguard your company in the event a professional service performed by your company caused a client to suffer financial hardship. Said financial harm can be due to a mistake (error) made on your part or because you failed to perform a required service (omission). Whether or not your company is proven to be at-fault, is irrelevant. The costs associated with a long, drawn out, legal proceedings can be debilitating for your company. Towards this end, professional liability insurance (error and omission coverage) will in many instances cover your legal defense and certain damages. Professional liability insurance may be required by law in order to practice certain professions.
Does your business operate a delivery vehicle? If so, you will need to consider purchasing a commercial auto insurance policy. Does your business have employees? If so state law mandates workers compensation in many instances.
Quite frankly the number of insurance options for your business are near limitless. Fortunately, at Ingram Insurance and Real Estate in Cheraw, South Carolina we understand even the most complex business entities. When given the opportunity our team of insurance industry professionals has the experience and expertise to exceed your expectations.
To schedule your appointment today, call (843) 537-9386
and one of our friendly agents will be happy to assist you.